ZCCM Investments Holdings Plc (ZCCM-IH) is one of Zambia’s most important investment holding companies, with significant interests in mining, energy and other strategic sectors of the economy. Through its portfolio, ZCCM-IH holds interests in major businesses including Mopani Copper Mines, Kansanshi Mining, Konkola Copper Mines, Copperbelt Energy Corporation and several other companies. For investors, ZCCM-IH … Read more
Dot Com Zambia PLC is a Zambian technology company specialising in digital payment infrastructure, electronic tolling, mobility solutions and revenue collection systems. Founded by Zambian entrepreneur Mawano Kambeu, the company has evolved from an early e-commerce business into a publicly listed technology company serving government institutions, businesses and transport operators. Today, Dot Com Zambia is … Read more
When taking out a loan or salary advance in Zambia—whether from a commercial bank like Zanaco or Stanbic, a microfinance institution (MFI), or an app-based lender—the way interest is calculated dramatically impacts your total cost of borrowing. The two primary methods used across the Zambian lending market are Flat Rate Interest and Reducing Balance Interest. … Read more
Facing an unexpected emergency before payday or looking to bridge a temporary cash shortfall? The Zanaco Salary Advance (commonly accessed through Zanaco’s digital banking channels, including Xapit) is designed to give employed individuals quick, short-term liquidity against their upcoming earnings. What is the Zanaco Salary Advance? The Zanaco Salary Advance is a short-term, uncollateralized credit … Read more
Managing money in Zambia requires a practical balance between handling immediate cost-of-living pressures and making strategic investments for long-term security. With commercial bank lending rates averaging around 27% and fluctuating exchange rates impacting import prices, building personal wealth comes down to four fundamental financial habits tailored to the local environment. 1. Structure Your Household Budget … Read more
If you have ever applied for a loan, mobile money credit facility, asset financing, or a store card in Zambia, your name and repayment history are likely recorded in the Credit Reference Bureau (CRB) database. As digital lending platforms and mobile credit options expand across Zambia, understanding how the CRB works is essential for protecting … Read more
Borrowing money in Zambia—whether a personal loan, an SME business facility, a mortgage, or an asset finance line—requires a clear understanding of how interest rates are calculated, regulated, and applied. Because Zambia’s economic landscape experiences periodic fluctuations in inflation, exchange rates, and monetary policy adjustments, loan pricing structures reflect specific local risk factors. This guide … Read more
Zambia Forestry and Forest Industries Corporation Plc (ZAFFICO) has extended the period for its major rights issue, giving eligible shareholders and investors additional time to participate in an offer that allows new shares to be acquired at K2.53 per share. The rights issue is one of the most significant recent capital-raising exercises on the Lusaka … Read more
Disclaimer: This article is provided for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Tax regulations, registration thresholds, and statutory rates are subject to legislative updates. Always verify current tax laws, rules, and rates directly on the official Zambia Revenue Authority (ZRA) website or consult a certified tax … Read more
Compare the best insurance companies in Zambia. Learn about their products, strengths, and how to choose the right insurer for your motor, health, life, or business insurance needs. Choosing the right insurance company is just as important as choosing the right insurance policy. A reputable insurer can make a significant difference when it comes to … Read more
